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INTEREST RATES ON DEPOSIT ACCOUNTS
Rates Current as of November 20, 2013 (Call for most current rates)
CERTIFICATES OF DEPOSIT INTEREST RATE & ANNUAL PERCENTAGE YIELD (APY*)
Actual Annual Percentage Yield may differ if any fees are applied
CD TERM
Interest Rate
APY
Minimum Deposit
Compound Frequency
Early Withdrawal Penalty
1 month 0.100 0.10 $ 25,000 at maturity 30 days int.
3 months 0.100 0.10 $ 25,000 at maturity 91 days int.
6 months 0.150 0.15 $ 2,500 at maturity 91 days int.
12 months 0.200 0.20 $ 2,500 semi-annually 91 days int.
18 months 0.300 0.30 $ 2,500 semi-annually 181 days int.
24 months 0.400 0.40 $ 2,500 semi-annually 181 days int.
30 months 0.500 0.50 $ 2,500 semi-annually 181 days int.
36 months 0.700 0.70 $ 2,500 semi-annually 181 days int.
48 months 0.900 0.90 $ 2,500 semi-annually 181 days int.
60 months 1.250 1.25 $ 2,500 semi-annually 181 days int.
IRA Master CD** 0.900 0.90 $ 500.00 semi-annually 181 days int.
** 12 Month Maturity Term - Qtrly Variable Rate
 

JUMP-RATE CERTIFICATES OF DEPOSIT
Available terms of 24 months, 36 months or longer.

24 Month term starts .10% less than the 24 Month rate stated above.

  • Depositor will have opportunity to exercise a rate increase 1 time.

36 Month or longer starts .15% less than the above rate for the maturity term.

  • Depositor will have opportunity to exercise a rate increase 2 times.
CHECKING, SAVINGS, and MONEY MARKET ACCOUNTS
The Interest Rate and Annual Percentage Yield may change weekly and we reserve the right to change the rate at our discretion for the following variable rate deposit accounts.
We use the daily-balance method to calculate the interest on your account, which applies a daily periodic rate to the principal in the account each day.
  INTEREST RATE ANNUAL PERCENTAGE YIELD
(APY) *
Savings Accounts
0.070
0.07
Interest Checking
0.030
0.03
Business Interest Checking
0.030
0.03
Preferred Interest Checking
0.030
0.03
Preferred Senior Checking
0.030 0.03
Money Market Deposit Account The Interest Rate paid on the entire balance will be With an Annual Percentage Yield (APY) *
If your daily balance is $100,000 or more 0.100 0.10
If your daily balance is more than $24,999.99, but less than $100,000 0.100 0.10
If your daily balance is more than $9,999.99, but less than $25,000 0.100 0.10
If your daily balance is more than $2,499.99, but less than $10,000 0.100 0.10
If your daily balance is $2,499.99 or less 0.030 0.03
* Fees could reduce the earnings (APY) on the account.
FDIC
Member FDIC
Peabody State Bank
Peabody, Kansas

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