Peabody State Bank has always valued its customers’ privacy. We recognize our obligation to keep information about you secure and confidential. We value your trust and handle information about you with care. Keeping information secure is one of our most important responsibilities. The following policy serves as a standard for all Peabody State Bank employees for collection, use, retention, and security of nonpublic personal information.

What Information We Collect
We may collect “nonpublic personal information” about you from the following sources:

• Information we receive from you on applications or other forms that you may provide us, such as your assets, income and other debt;
• Information about your transactions with us or others, such as your account balance and payment history; and
• Information that we receive from third parties, such as your credit history as reported by credit bureaus and others, most commonly in the process of evaluating applications for loans.

“Nonpublic personal information” is nonpublic information about you that we obtain in connection with providing a financial product or service to you.

What Information We Disclose
We are permitted under law to disclose nonpublic personal information about you to other third parties in certain circumstances. For example, we may disclose nonpublic personal information about you to third parties to assist us in servicing your loan or account with us, where necessary to complete a transaction on your account, to government entities in response to subpoenas, and to credit bureaus. We do not disclose any nonpublic personal information about you to anyone, except as permitted by law.
If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.

Our Security Procedures
We also take steps to safeguard customer information. We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. Employees who violate these standards will be subject to disciplinary measures. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Insuring Information Accuracy
Keeping your account information accurate and up to date is very important. If you ever have any questions about the confidentiality of your information at Peabody State Bank or find that your account information is incomplete, inaccurate, or not current, please call us at 1 (888) 321-2181. We will promptly update or correct erroneous information.