A Certificate of Deposit is one of the smartest and easiest way to invest your money. Money invested in a CD is safe and FDIC insured. You cannot lose your principal every time the economy makes a new turn. Also, the rate of interest is guaranteed by the bank for the term of the investment. You may choose the Certificate of Deposit (CD) term that best meets your needs.
- Our CD terms range from 1 month to 5 years.
- The minimum opening deposit amount for CD terms of less than six months is $25,000.
- The minimum opening deposit for CD terms six months or more is $2,500.
- In the event of early withdrawal before maturity, a penalty may be assessed based on the maturity term of the deposit.
- Most CDs will renew automatically for another term at current rates.
- Peabody State Bank offers competitive rates.
| CD Maturity Term | Early Withdrawal Penalty |
|---|---|
| 3 Months or less | 31 Days Interest |
6 Months through 12 Months |
91 Days Interest |
Over 12 Months |
181 Days Interest |
Please contact us or visit your nearest Peabody State Bank location for more detailed information on Certificate of Deposit terms.
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Peabody State Bank
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